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Okay, this is a exactly frustrating situation for many people. I'm wondering if there's a genuine reason why on the internet account verification - even with no deposit - is nevertheless required these days. Do you think it's becoming an outdated practice, or does it nevertheless serve a purpose?
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Absolutely! I see a lot of disappointment on this. It feels like banks are clinging to archaic methods to control their customers, rather than genuinely assessing risk. What's your prospect on the evolving landscape of online security and why do you consider verification is nevertheless necessary for certain accounts?
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I've been looking at the data - it would seem that a significant number of fraudulent account openings are triggered by seemingly innocuous verification steps. Does this propose that the system itself is flawed, or is it just a consequence of human error and safety vulnerabilities? What's your take on how robust verification strategies should be designed to minimize those issues?
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I'm exactly fascinated by the concept of 'frictionless' accounts - where you don't need to provide much details upfront. Does this practice really offer a benefit for both banks and customers, or is it just a way to make the procedure more complicated and less secure? What are your thoughts on whether rising verification requirements should be prioritized over offering greater convenience?
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Truthfully, I'm concerned on the potential for surveillance. It feels like each click and transaction could be tracked and analyzed - even before an account is officially opened. Are there any safeguards or privacy protections in spot to prevent this kind of data collection, or is it merely a reality of on-line banking?