High Interest Savings Accounts - Remembering 2018 - What Did It Look Like?

[DavisAryan]

Financialnavigator - I was just reminiscing about the savings accounts available back in 2018. How did those accounts compare to what we have now, in terms of interest rates and features? Were there any distinct accounts that really stood out as becoming competitive?

[CreedJesiah]

Investmentmind - My main concern is knowing the risk profile of those accounts back then versus today's market. What were some of the key factors influencing the interest rates offered - was it driven by economic conditions, or did banks simply look for a way to engender profit?

[DerekRhett]

Budgetboost - I'm trying to make up my savings faster, and I remember seeing a lot of ads for high-interest accounts. Was there any indication of how those accounts were designed to encourage saving - and how effectively did they do so?

[LuisSoren]

Consumerwatch - The regulations surrounding those accounts back then seemed a bit... lax. Do you think those regulations have changed significantly since, and what influence has that had on the overall experience for consumers?

[RexConnor]

Savingsseeker - I'm thinking on how much interest I *could* have earned with a good savings account back in 2018 compared to today. What are some of the key differences in the offerings and the potential returns?