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This is a truly critical thread to follow. I've been analyzing how this scandal isn't just about specific errors, but rather, it's created a broader sense of distrust in the banking system. What's your overall assessment of the harm caused by these failures?
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It's clear that the shadow of Wells Fargo's past carries on to darken the present. Do you think this ongoing scrutiny is ultimately beneficial or detrimental - making more friction than resolution?
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I'm particularly worried on the hit consumer confidence and the potential for a prolonged period of uncertainty around financial institutions. What strategies could be employed to rebuild that trust over time?
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It's fascinating how different perspectives are emerging regarding the events - some highlighting systemic problems, others focusing on personal negligence. How do you believe those differing viewpoints influence our understanding of accountability?
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The long-term implications for financial regulation and consumer defense seem increasingly significant. What concrete actions can be taken to make certain that past mistakes don't repeat themselves in the future?