Joint Fixed Deposit Accounts - A Critical Look at Fees & Contractual Transparency

[AzariahRuben]

Customercare - I'm wondering how transparent the bank is about its fee structure. Are there options available for customers to review their agreement terms before committing to a joint fixed deposit, and what recourse do they have if they feel unfairly burdened by fees? Could you provide a detailed explanation of all potential charges associated with this type of account?