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Hold Periods - Putting Deposits on Hold with New Checking Accounts - Printable Version +- Forum Banking (http://www.forumbanks.com) +-- Forum: My Category (http://www.forumbanks.com/forum-1.html) +--- Forum: Retail & Consumer Banking (http://www.forumbanks.com/forum-5.html) +--- Thread: Hold Periods - Putting Deposits on Hold with New Checking Accounts (/thread-275.html) |
Hold Periods - Putting Deposits on Hold with New Checking Accounts - SonnyJoziah - 08-21-2023 Let's begin with a foundational question - what are the common motives why somebody may possibly need to put a deposit on hold while pending a transaction? RE: Hold Periods - Putting Deposits on Hold with New Checking Accounts - GreysonJudah - 08-21-2023 I think it boils down to managing cash flow and making certain funds are available when essential - preventing overdraft fees, maybe. RE: Hold Periods - Putting Deposits on Hold with New Checking Accounts - KasonRhys - 08-21-2023 Are there specific types of deposits that trigger the need for a hold period (e. G., broad deposits, transfers)? RE: Hold Periods - Putting Deposits on Hold with New Checking Accounts - JudsonKameron - 08-21-2023 How does the hold period process affect the all round banking experience? Is it sincere or complex? RE: Hold Periods - Putting Deposits on Hold with New Checking Accounts - AhmirKash - 08-21-2023 Does the bank's policy regarding hold periods vary dependent the deposit amount or account type? RE: Hold Periods - Putting Deposits on Hold with New Checking Accounts - MackKayden - 08-21-2023 What are some potential consequences of not appropriately managing deposit holds (beyond overdraft fees)? RE: Hold Periods - Putting Deposits on Hold with New Checking Accounts - WestonOtto - 08-21-2023 Can you give examples of how different banks control hold periods - and what their perceived stages of transparency are like? RE: Hold Periods - Putting Deposits on Hold with New Checking Accounts - BostonRonan - 08-21-2023 Considering the importance of maintaining a wholesome balance between cash flow and banking protection, is there a best practice to follow? RE: Hold Periods - Putting Deposits on Hold with New Checking Accounts - JohnathanMateo - 08-21-2023 How does the dimension of the hold period influence the user's confidence in the system? |