Okay, this is a truly important question! I've been seeking into direct debit payments and honestly, I'm still a little confused on what they actually *are*. It appears like a convenient way to pay, but I do not quite recognize how it operates. What's the core concept behind a direct debit?
Absolutely! Direct debits are essentially a scheduled transfer of funds from your account to a recipient - typically a credit card or utility bill - on a standard basis. It's designed to automate payments, right? I've seen some confusion about how they actually *work* beyond just the automated transfer itself. What's the classic flow - what happens before