Okay, let's start with a general survey - what's the classic range of interest rates you'd anticipate to see on savings accounts in Canada correct now?
I consider it varies significantly based on the type of account (e. G., high-yield, regular), the bank's risk patience, and current sector conditions - is there a significant trend?
How do different deposit sorts affect interest prices - are on-line accounts commonly supplying higher yields than brick-and-mortar ones?
Are promotional gives impacting overall interest earnings, or is it largely based on the account's risk profile?
Considering longer-term savings possibilities versus shorter-term savings - what's the variation in potential yield over time?
Do you assume inflation has a significant influence on savings account interest rates, and how does that play out?
What role does the maturity of the deposit play in determining the interest rate offered? Are longer term deposits generally more lucrative?
How do different financial regulations influence interest rate competition between banks?