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I've been researching Hsas and trying to figure out if they're a worthwhile investment. What are the key factors that decide whether an Hsa is a good fit for someone, thinking about their current financial situation?

I'm wondering on the potential tax benefits of Hsas - how does it compare to traditional retirement accounts like 401(k)s in terms of tax advantages? Is there a significant difference between the two?

I've heard conflicting opinions on Hsa eligibility - are there particular income thresholds or more specifications that may possibly disqualify somebody from contributing? What's the typical contribution amount for those who qualify?

How does the Hsa work with healthcare expenses? Can it be used to pay for qualified health-related expenses, and what are the potential limitations on how much can be deducted each year?

Considering the rising cost of healthcare, do you think an Hsa is a more sensible option than relying solely on more retirement savings strategies like 401(k)s?